Home Credit Asia has a robust distribution network which comprises four main channels: POS outlets and direct channels (direct mail, telemarketing). The unique composition of the network together with a strong presence in our core markets is one of the main competitive advantages for Home Credit.
| China | Vietnam | Total | |
|---|---|---|---|
| Year of establishment (full operation) |
2007 | 2009 | - |
| Number of POS outlets | 11,114 | 1,237 | 12,351 |
| Number of active clients (thousands) | 637 | 248 | 886 |
| Number of clients in database (thousands) | 1,341 | 433 | 1,774 |
| Number of employees (FTE) | 3,955 | 1,836 | 5,791 |
Data as of 31 December 2011